:root{
  --navy:#071c33;
  --navy-2:#0b2948;
  --navy-3:#123b63;
  --orange:#ff5b00;
  --orange-2:#ff7a1a;
  --cream:#fff8f2;
  --ink:#15263a;
  --muted:#64748b;
  --line:#dbe4ee;
  --soft:#f4f7fb;
  --white:#ffffff;
  --success:#13795b;
  --warning:#b45309;
  --danger:#b42318;
  --shadow:0 18px 50px rgba(7,28,51,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.container{width:min(1180px,calc(100% - 36px));margin:0 auto}
.topbar{background:var(--navy);color:#d9e7f5;font-size:.88rem}
.topbar .container{display:flex;gap:18px;justify-content:space-between;align-items:center;padding:8px 0;flex-wrap:wrap}
.topbar strong{color:#fff}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(219,228,238,.9)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:78px}
.brand img{width:235px;height:auto}
.navlinks{display:flex;align-items:center;gap:20px;font-size:.94rem;font-weight:700}
.navlinks a:hover,.navlinks a.active{color:var(--orange)}
.nav-actions{display:flex;gap:10px;align-items:center}
.menu-toggle{display:none;background:transparent;border:0;font-size:1.5rem;color:var(--navy)}
.btn{border:0;border-radius:12px;padding:11px 16px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 22px rgba(255,91,0,.2)}
.btn-secondary{background:var(--navy);color:#fff}
.btn-outline{background:#fff;color:var(--navy);border:1px solid var(--line)}
.btn-soft{background:#eef4fa;color:var(--navy)}
.btn-danger{background:#fee4e2;color:var(--danger)}
.btn-sm{padding:8px 11px;border-radius:10px;font-size:.86rem}
.hero{background:radial-gradient(circle at 85% 20%,rgba(255,91,0,.17),transparent 28%),linear-gradient(145deg,#05182b 0%,#0a2a4b 58%,#103b65 100%);color:#fff;overflow:hidden}
.hero .container{padding:72px 0 62px;display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:7px 11px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);font-size:.82rem;font-weight:800;letter-spacing:.03em;text-transform:uppercase}
.hero h1{font-size:clamp(2.6rem,5vw,5rem);line-height:.98;letter-spacing:-.045em;margin:19px 0 18px}
.hero p{font-size:1.14rem;max-width:720px;color:#d7e5f3;margin:0 0 26px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:28px}
.searchbar{display:flex;background:#fff;padding:7px;border-radius:14px;max-width:700px;box-shadow:var(--shadow)}
.searchbar input{flex:1;border:0;outline:0;padding:9px 12px;color:var(--ink);min-width:0}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:24px;padding:22px;box-shadow:0 25px 60px rgba(0,0,0,.25)}
.hero-card h3{margin:0 0 14px;font-size:1rem;color:#fff}
.signal-list{display:grid;gap:10px}
.signal{display:flex;gap:12px;background:rgba(0,0,0,.17);padding:13px;border-radius:14px}
.signal .icon{width:38px;height:38px;flex:0 0 auto;display:grid;place-items:center;border-radius:11px;background:rgba(255,91,0,.18);color:#ff9a61;font-weight:900}
.signal strong{display:block}
.signal span{font-size:.86rem;color:#c9d8e8}
.stats-strip{background:#fff;border-bottom:1px solid var(--line)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stat{padding:21px 20px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat strong{font-size:1.5rem;color:var(--navy);display:block}
.stat span{font-size:.87rem;color:var(--muted)}
.section{padding:62px 0}
.section.alt{background:var(--orange);color:#fff}
.section.alt .section-head h2,.section.alt .section-head p{color:#fff}
.section.alt .section-head .btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.section.alt .section-head .btn-outline:hover{background:#fff;color:var(--orange)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:22px;margin-bottom:26px}
.section-head h2{margin:0;color:var(--navy);font-size:clamp(1.7rem,3vw,2.45rem);letter-spacing:-.025em}
.section-head p{margin:6px 0 0;color:var(--muted);max-width:680px}
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:21px;box-shadow:0 4px 18px rgba(7,28,51,.035)}
.card h3{margin:7px 0 8px;color:var(--navy);font-size:1.07rem}
.card p{margin:0;color:var(--muted);font-size:.94rem}
.card-top{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}
.badge{display:inline-flex;align-items:center;gap:6px;border-radius:999px;padding:5px 9px;font-size:.76rem;font-weight:900}
.badge-orange{background:#fff0e8;color:#bd4300}
.badge-blue{background:#e9f2fb;color:#0c4a7d}
.badge-green{background:#e9f8f2;color:#0f6b4f}
.badge-grey{background:#eef2f6;color:#536477}
.badge-red{background:#feeceb;color:#b42318}
.report-card{display:flex;flex-direction:column;gap:13px}
.report-card .meta{display:flex;gap:9px;flex-wrap:wrap;color:var(--muted);font-size:.82rem}
.report-card .money{font-weight:900;color:var(--danger)}
.report-card footer{display:flex;justify-content:space-between;align-items:center;padding-top:12px;border-top:1px solid var(--line);font-size:.83rem;color:var(--muted)}
.category-card{min-height:165px;position:relative;overflow:hidden}
.category-card .num{font-size:.74rem;font-weight:900;color:var(--orange)}
.category-card .arrow{position:absolute;right:18px;bottom:16px;font-size:1.2rem;color:var(--orange)}
.alert-card{border-left:4px solid var(--orange);display:flex;flex-direction:column;gap:10px}
.alert-card h3{margin:0}
.alert-badges{display:flex;gap:7px;flex-wrap:wrap}
.alert-card .source{font-size:.8rem;color:var(--muted);margin-top:2px;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}
.alert-card .source strong{color:#43546a}
.source-link{display:inline-flex;align-items:center;gap:6px;margin-top:2px;color:var(--navy-3);font-size:.86rem;font-weight:900}
.source-link:hover{color:var(--orange);text-decoration:underline}
.trusted-source-card{display:flex;flex-direction:column;align-items:flex-start;min-height:170px}
.trusted-source-card .source-link{margin-top:auto;padding-top:16px}
.tip{display:flex;gap:13px}
.tip-num{width:34px;height:34px;display:grid;place-items:center;flex:0 0 auto;border-radius:11px;background:var(--navy);color:#fff;font-weight:900}
.ad-slot{border:1px dashed #b9c6d4;border-radius:14px;background:repeating-linear-gradient(-45deg,#f8fafc,#f8fafc 8px,#f2f5f8 8px,#f2f5f8 16px);display:grid;place-items:center;color:#7b8a9b;text-align:center;min-height:110px;padding:18px;font-size:.82rem}
.ad-slot.tall{min-height:260px}
.ad-label{display:block;font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:5px;color:#94a3b8}
.split{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px}
.sidebar{display:grid;gap:18px;align-content:start}
.form-shell{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:28px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--shadow)}
.form-section{padding:18px 0;border-bottom:1px solid var(--line)}
.form-section:first-child{padding-top:0}
.form-section:last-child{border-bottom:0;padding-bottom:0}
.form-section h3{margin:0 0 14px;color:var(--navy);font-size:1.03rem}
.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:.84rem;font-weight:800;color:#334155}
.input,.select,.textarea{width:100%;border:1px solid #cad5e0;border-radius:11px;background:#fff;padding:11px 12px;outline:none;color:var(--ink)}
.input:focus,.select:focus,.textarea:focus{border-color:#7aa6ce;box-shadow:0 0 0 3px rgba(18,59,99,.08)}
.textarea{min-height:130px;resize:vertical}
.help{font-size:.78rem;color:var(--muted)}
.check{display:flex;gap:9px;align-items:flex-start;font-size:.84rem;color:#475569;margin:8px 0}
.file-drop{border:1.5px dashed #9fb1c4;border-radius:13px;background:#f8fafc;padding:18px;text-align:center}
.file-list{display:grid;gap:6px;margin-top:10px;font-size:.8rem;color:var(--muted)}
.progress{height:8px;background:#e7edf4;border-radius:999px;overflow:hidden}
.progress > span{display:block;height:100%;background:var(--orange);width:0%}
.callout{border-radius:15px;padding:15px;background:#eef5fb;border:1px solid #d7e7f5;color:#26425c;font-size:.88rem}
.callout.orange{background:#fff4ec;border-color:#ffd9c3;color:#7a360f}
.callout.red{background:#fff0f0;border-color:#ffd0cd;color:#7a271a}
.filterbar{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:22px}
.filterbar .input,.filterbar .select{width:auto;min-width:180px}
.service-card{position:relative;overflow:hidden}
.service-card .service-icon{width:52px;height:52px;border-radius:16px;background:#fff0e8;display:grid;place-items:center;color:var(--orange);font-size:1.4rem;font-weight:900}
.service-card ul{padding-left:18px;color:var(--muted);font-size:.9rem}
.service-card .price{font-weight:900;color:var(--navy);margin:14px 0}
.timeline{display:grid;gap:0}
.timeline-item{display:grid;grid-template-columns:40px 1fr;gap:12px;position:relative;padding-bottom:20px}
.timeline-item:before{content:"";position:absolute;left:19px;top:36px;bottom:0;width:2px;background:var(--line)}
.timeline-item:last-child:before{display:none}
.timeline-dot{width:38px;height:38px;border-radius:50%;background:#eef5fb;display:grid;place-items:center;color:var(--navy);font-weight:900}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff}
table{border-collapse:collapse;width:100%;min-width:720px}
th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line);font-size:.86rem;vertical-align:top}
th{background:#f8fafc;color:#526275;font-size:.75rem;text-transform:uppercase;letter-spacing:.04em}
tr:last-child td{border-bottom:0}
.dashboard-head{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:20px 0 26px}
.kpi{background:#fff;border:1px solid var(--line);border-radius:15px;padding:16px}
.kpi span{color:var(--muted);font-size:.78rem}
.kpi strong{display:block;color:var(--navy);font-size:1.5rem;margin-top:4px}
.policy{max-width:840px}
.policy h2{color:var(--navy);margin-top:32px}
.policy h3{color:var(--navy);margin-top:24px}
.policy p,.policy li{color:#475569}
.footer{background:#05182b;color:#c7d6e5;margin-top:50px}
.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:30px;padding:48px 0 32px}
.footer h4{color:#fff;margin:0 0 12px}
.footer a{display:block;color:#c7d6e5;font-size:.9rem;margin:7px 0}
.footer a:hover{color:#fff}
.footer .brand img{width:225px;max-height:180px;object-fit:contain;object-position:left center;filter:none}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:18px 0 26px;font-size:.8rem;color:#95a9bd;display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}
.modal{position:fixed;inset:0;background:rgba(0,0,0,.58);z-index:100;display:none;place-items:center;padding:18px}
.modal.open{display:grid}
.modal-card{background:#fff;border-radius:20px;width:min(520px,100%);padding:24px;box-shadow:0 30px 80px rgba(0,0,0,.25)}
.modal-head{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:14px}
.modal-head h3{margin:0;color:var(--navy)}
.modal-close{border:0;background:#eef2f6;width:34px;height:34px;border-radius:50%}
.toast{position:fixed;right:18px;bottom:18px;background:var(--navy);color:#fff;padding:12px 16px;border-radius:12px;box-shadow:var(--shadow);z-index:120;display:none;max-width:360px}
.toast.show{display:block}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:90;background:#fff;border:1px solid var(--line);box-shadow:0 24px 70px rgba(7,28,51,.18);border-radius:16px;padding:16px;display:none}
.cookie.show{display:flex;gap:18px;justify-content:space-between;align-items:center}
.cookie p{margin:0;color:var(--muted);font-size:.84rem}
.cookie-actions{display:flex;gap:8px;flex:0 0 auto}
.empty{padding:32px;border:1px dashed #c7d2df;border-radius:14px;text-align:center;color:var(--muted)}
.hero-mini{background:linear-gradient(145deg,#061a30,#0d345a);color:#fff;padding:48px 0}
.hero-mini h1{margin:0;font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.035em}
.hero-mini p{color:#cfdeec;max-width:760px;margin:9px 0 0}
.notice-bar{background:#fff4ec;border-bottom:1px solid #ffd9c3;color:#7a360f;font-size:.82rem;padding:8px 0;text-align:center}

/* v1.2 visual communication system */
.hero-visual{background:#fff;border-radius:24px;overflow:hidden;box-shadow:0 28px 70px rgba(0,0,0,.28);border:1px solid rgba(255,255,255,.2)}
.hero-visual img{width:100%;height:auto;display:block}
.hero-visual-note{display:grid;gap:3px;padding:14px 17px 16px;color:var(--navy)}
.hero-visual-note strong{font-size:.94rem}
.hero-visual-note span{font-size:.82rem;color:var(--muted)}
.category-card-visual{padding:0;overflow:hidden;min-height:0}
.category-card-visual .category-image{width:100%;aspect-ratio:2.9/1;object-fit:cover;background:#eef3f8;border-bottom:1px solid var(--line)}
.category-card-body{position:relative;padding:17px 20px 20px;min-height:170px}
.category-card-body .arrow{right:20px;bottom:17px}
.visual-category-section{padding-bottom:34px}
.reports-section{padding-top:26px}
.visual-category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.visual-category-card{display:block;background:#fff;border:1px solid var(--line);border-radius:17px;overflow:hidden;box-shadow:0 6px 20px rgba(7,28,51,.05);transition:.2s ease}
.visual-category-card:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(7,28,51,.10)}
.visual-category-card img{width:100%;aspect-ratio:2.9/1;object-fit:cover;background:#eef3f8}
.visual-category-card div{display:flex;justify-content:space-between;align-items:flex-start;gap:10px;padding:13px 14px 15px}
.visual-category-card strong{color:var(--navy);font-size:.9rem;line-height:1.25}
.visual-category-card span{color:var(--orange);font-size:.76rem;font-weight:900;white-space:nowrap}
.service-card-visual{padding:0;overflow:hidden}
.service-card-visual .service-image{width:100%;aspect-ratio:2.9/1;object-fit:cover;background:#eef3f8;border-bottom:1px solid var(--line)}
.service-card-body{padding:21px}
.illustration-card{margin:0;background:#fff;border:1px solid var(--line);border-radius:17px;overflow:hidden;box-shadow:0 4px 18px rgba(7,28,51,.05)}
.illustration-card img{width:100%;height:auto;display:block}
.illustration-card figcaption{padding:12px 14px;color:var(--muted);font-size:.8rem;line-height:1.4}

@media(max-width:980px){
  .navlinks{position:absolute;left:18px;right:18px;top:76px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;display:none;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}
  .navlinks.open{display:flex}.menu-toggle{display:block}.nav-actions .btn-outline{display:none}
  .hero .container,.form-shell,.split{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(2,1fr)}
  .sidebar{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}.kpi-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:980px){
  .visual-category-grid{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:650px){
  .container{width:min(100% - 24px,1180px)}.brand img{width:195px}.nav{min-height:70px}.navlinks{top:68px}.hero .container{padding:50px 0 42px}.hero h1{font-size:2.75rem}.grid-4,.grid-3,.grid-2,.fields,.sidebar,.footer-grid,.kpi-grid{grid-template-columns:1fr}.section{padding:45px 0}.stats{grid-template-columns:1fr}.stat{border-right:0!important;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}.searchbar{display:grid}.form-card{padding:19px}.cookie.show{display:block}.cookie-actions{margin-top:12px}.section-head{align-items:flex-start;flex-direction:column}
}

@media(max-width:650px){.visual-category-grid{grid-template-columns:1fr 1fr}.visual-category-card div{display:block}.visual-category-card span{display:block;margin-top:5px}.hero-visual-note{padding:12px 14px}}
@media(max-width:430px){.visual-category-grid{grid-template-columns:1fr}}

/* v1.3 financial provider verification */
.verify-feature{background:#fff}
.verify-feature-grid,.verify-hero-grid,.pyramid-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(380px,.95fr);gap:34px;align-items:center}
.lead-sm{font-size:1.04rem;line-height:1.65;color:var(--muted);max-width:700px}
.verify-quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}
.verify-quick-card{border:1px solid var(--line);border-radius:16px;padding:15px;background:#fff;display:grid;gap:5px;box-shadow:0 6px 18px rgba(7,28,51,.05)}
.verify-quick-card:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(7,28,51,.09)}
.verify-quick-card strong{color:var(--navy);font-size:.88rem;line-height:1.25}.verify-quick-card small{color:var(--muted);line-height:1.3}
.verify-icon{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.verify-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.verify-figure figcaption strong{color:var(--navy)}
.verify-hero{padding:56px 0}.verify-hero-grid{grid-template-columns:minmax(0,.9fr) minmax(430px,1.1fr)}
.verify-hero-art{margin:0;border-radius:22px;overflow:hidden;box-shadow:0 24px 64px rgba(0,0,0,.24);border:1px solid rgba(255,255,255,.2)}
.verify-hero-art img{width:100%;display:block}.btn-outline-on-dark{border:1px solid rgba(255,255,255,.52);color:#fff;background:transparent}.btn-outline-on-dark:hover{background:#fff;color:var(--navy)}
.registration-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.registration-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:0 8px 24px rgba(7,28,51,.06);display:flex;flex-direction:column;gap:14px}.registration-card p{margin:0;color:var(--muted);line-height:1.6}.reg-head{display:flex;gap:13px;align-items:flex-start}.reg-head h3{margin:4px 0 0;color:var(--navy)}.reg-mark{width:55px;height:55px;border-radius:16px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900;letter-spacing:.03em}.reg-mark.orange{background:var(--orange)}.reg-mark.green{background:#1f7a55}.reg-check{background:#f7f9fb;border:1px solid var(--line);border-radius:13px;padding:12px;display:grid;gap:4px;font-size:.82rem;color:var(--muted)}.reg-check strong{color:var(--navy)}
.compare-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:stretch}.compare-card{background:#fff;border:1px solid var(--line);border-radius:19px;padding:23px}.compare-card h3{margin:6px 0 9px;color:var(--navy)}.compare-card p{color:var(--muted);line-height:1.6}.compare-kicker{font-size:.74rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase;color:var(--navy)}.compare-kicker.orange{color:var(--orange)}.compare-arrow{display:grid;place-items:center;color:var(--orange);font-size:2.2rem;font-weight:900}.mini-example{margin-top:14px;border-left:3px solid var(--orange);padding:9px 0 9px 12px;color:#475569;font-size:.86rem}.registration-callout{margin-top:18px;font-size:.9rem}
.verify-steps{display:grid;gap:13px}.verify-step{display:grid;grid-template-columns:46px 1fr;gap:13px;align-items:start;border:1px solid var(--line);border-radius:15px;padding:15px;background:#fff}.verify-step>span{width:40px;height:40px;border-radius:50%;background:var(--orange);color:#fff;font-weight:900;display:grid;place-items:center}.verify-step h3{margin:2px 0 5px;color:var(--navy);font-size:1rem}.verify-step p{margin:0;color:var(--muted);line-height:1.5;font-size:.88rem}.warning-card{border-top:4px solid var(--orange)}
.pyramid-feature{background:#fff4ec}.pyramid-grid{grid-template-columns:minmax(420px,1.08fr) minmax(0,.92fr)}.clean-list{padding-left:20px;color:#475569;line-height:1.65}.clean-list li{margin:7px 0}
@media(max-width:980px){.verify-feature-grid,.verify-hero-grid,.pyramid-grid,.registration-grid{grid-template-columns:1fr}.compare-grid{grid-template-columns:1fr}.compare-arrow{transform:rotate(90deg)}.verify-quick-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:650px){.verify-quick-grid{grid-template-columns:1fr}.verify-hero{padding:42px 0}.verify-hero-art{order:2}.registration-card{padding:18px}.pyramid-grid{grid-template-columns:1fr}}


/* v1.4 Ponzi & Pyramid Scheme Watch */
.scheme-hero{padding:56px 0}.scheme-hero-grid{display:grid;grid-template-columns:minmax(0,.88fr) minmax(450px,1.12fr);gap:34px;align-items:center}.scheme-hero-art{margin:0;border-radius:22px;overflow:hidden;box-shadow:0 24px 64px rgba(0,0,0,.24);border:1px solid rgba(255,255,255,.18)}.scheme-hero-art img{width:100%;display:block}.scheme-intro{padding-top:24px;padding-bottom:12px}.scheme-safety{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;background:#fff4ec;border:1px solid #ffd7bf;border-radius:15px;padding:15px 18px;color:#75401f;font-size:.9rem;line-height:1.5}.scheme-safety strong{color:var(--navy)}
.scheme-filterbar{display:grid;grid-template-columns:1fr 330px;gap:12px;margin-bottom:14px}.scheme-result-meta{display:flex;justify-content:space-between;gap:14px;align-items:center;margin-bottom:18px}.scheme-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.scheme-card{display:flex;flex-direction:column;gap:13px}.scheme-card h3{font-size:1.35rem;margin:0;color:var(--navy)}.scheme-card p{margin:0;color:var(--muted);line-height:1.6}.scheme-card-top{display:flex;justify-content:space-between;gap:12px;align-items:start}.scheme-card-top>div{display:flex;gap:7px;flex-wrap:wrap}.scheme-id{font-size:.72rem;color:#7a8a9a;font-weight:800}.scheme-aliases{font-size:.78rem;color:#657789;background:#f6f8fa;border-radius:10px;padding:8px 10px}.scheme-aliases strong{color:var(--navy)}.scheme-type{border-left:3px solid var(--orange);padding-left:11px;display:grid;gap:3px}.scheme-type strong{color:var(--navy);font-size:.86rem}.scheme-type span{font-size:.78rem;color:var(--muted)}.scheme-signals{background:#f8fafc;border:1px solid var(--line);border-radius:13px;padding:12px 14px}.scheme-signals>strong{color:var(--navy);font-size:.82rem}.scheme-signals ul{margin:8px 0 0;padding-left:19px;color:#526577;font-size:.82rem;line-height:1.5}
.scheme-signs-section{scroll-margin-top:100px}.warning-sign-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px}.warning-sign-card{display:grid;grid-template-columns:46px 1fr;gap:13px;background:#fff;border-radius:16px;padding:16px;border:1px solid rgba(255,255,255,.5);box-shadow:0 8px 22px rgba(64,27,0,.08)}.warning-sign-card>span{width:40px;height:40px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:900}.warning-sign-card h3{margin:1px 0 5px;color:var(--navy);font-size:.98rem}.warning-sign-card p{margin:0;color:#516273;font-size:.86rem;line-height:1.5}.ponzi-compare{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:stretch}.ponzi-compare article{background:#fff;border:1px solid var(--line);border-radius:20px;padding:23px}.ponzi-compare h3{margin:7px 0 14px;color:var(--navy)}.ponzi-compare p{color:var(--muted);line-height:1.6}.flowline{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin:12px 0 16px}.flowline span{background:#f5f8fb;border:1px solid var(--line);border-radius:10px;padding:8px 10px;font-size:.78rem;color:var(--navy);font-weight:800}.flowline b{color:var(--orange)}.source-note{margin-top:15px;font-size:.82rem;color:var(--muted)}.source-note a{color:var(--orange);font-weight:800}
.check-invest-section{background:#fff4ec}.check-invest-grid{display:grid;grid-template-columns:minmax(0,1.15fr) 340px;gap:28px;align-items:start}.investment-checks{display:grid;gap:10px;margin:20px 0}.investment-check{display:grid;grid-template-columns:42px 1fr;gap:12px;background:#fff;border:1px solid #ffd7bf;border-radius:14px;padding:14px}.investment-check>span{width:36px;height:36px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:900}.investment-check h3{margin:1px 0 4px;color:var(--navy);font-size:.95rem}.investment-check p{margin:0;color:var(--muted);font-size:.84rem;line-height:1.5}.check-invest-aside{display:grid;gap:14px}.scheme-report-cta{background:var(--navy);color:#fff}.scheme-cta{display:flex;justify-content:space-between;gap:28px;align-items:center}.scheme-cta h2{color:#fff;margin:5px 0 8px}.scheme-cta p{color:#c9d8e5;margin:0;max-width:760px}.scheme-cta .eyebrow{color:#ff9b5a}.scheme-home{background:#fff}.scheme-home-grid{display:grid;grid-template-columns:minmax(420px,1.05fr) minmax(0,.95fr);gap:32px;align-items:center}.scheme-home-list{display:grid;gap:9px;margin:18px 0}.scheme-home-item{display:grid;grid-template-columns:12px 1fr auto;gap:11px;align-items:center;border:1px solid var(--line);border-radius:13px;padding:11px 13px;background:#fff}.scheme-home-item:hover{box-shadow:0 8px 20px rgba(7,28,51,.08);transform:translateY(-1px)}.scheme-home-item>div{display:grid;gap:2px}.scheme-home-item strong{color:var(--navy);font-size:.9rem}.scheme-home-item small{color:var(--muted);font-size:.75rem}.scheme-home-item>span:last-child{color:var(--orange);font-weight:900}.scheme-dot{width:10px;height:10px;border-radius:50%;background:var(--orange)}.scheme-inline-callout{display:flex;justify-content:space-between;gap:18px;align-items:center;background:#fff4ec;border:1px solid #ffd7bf;border-radius:15px;padding:14px 16px}.scheme-inline-callout>div{display:grid;gap:4px}.scheme-inline-callout strong{color:var(--navy)}.scheme-inline-callout span:last-child{font-size:.82rem;color:var(--muted)}
@media(max-width:980px){.scheme-hero-grid,.scheme-home-grid,.check-invest-grid,.scheme-grid{grid-template-columns:1fr}.scheme-filterbar{grid-template-columns:1fr}.ponzi-compare{grid-template-columns:1fr}.ponzi-compare .compare-arrow{transform:rotate(90deg)}.warning-sign-grid{grid-template-columns:1fr}.scheme-hero-art{order:2}.scheme-inline-callout,.scheme-cta{align-items:flex-start;flex-direction:column}}
@media(max-width:650px){.scheme-hero{padding:42px 0}.scheme-result-meta{align-items:flex-start;flex-direction:column}.scheme-safety{grid-template-columns:1fr}.scheme-home-grid{grid-template-columns:1fr}.scheme-home-grid .illustration-card{order:2}}

.source-note-on-orange{color:rgba(255,255,255,.9)}.source-note-on-orange a{color:#fff;text-decoration:underline}

/* v1.5 ScamBot */
.scambot-widget{position:fixed;right:22px;bottom:22px;z-index:88;font-family:inherit}
.scambot-launcher{border:0;background:var(--navy);color:#fff;border-radius:999px;padding:8px 16px 8px 8px;box-shadow:0 18px 48px rgba(7,28,51,.28);display:grid;grid-template-columns:42px auto;grid-template-rows:auto auto;column-gap:10px;align-items:center;text-align:left;min-width:168px}
.scambot-launcher:hover{transform:translateY(-2px);box-shadow:0 22px 54px rgba(7,28,51,.34)}
.scambot-launch-mark{grid-row:1/3;width:42px;height:42px;background:#fff;border-radius:50%;display:grid;place-items:center;overflow:hidden;border:2px solid var(--orange)}.scambot-launch-mark img{height:34px;width:auto}
.scambot-launcher>span:nth-child(2){font-weight:900;font-size:.96rem;line-height:1.1}.scambot-launcher i{font-style:normal;font-size:.68rem;color:#bfd0e1;margin-top:2px}
.scambot-panel{position:absolute;right:0;bottom:66px;width:min(390px,calc(100vw - 28px));height:min(620px,calc(100vh - 115px));background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 28px 90px rgba(7,28,51,.28);display:none;grid-template-rows:auto auto minmax(0,1fr) auto auto auto;overflow:hidden}
.scambot-panel.open{display:grid;animation:scambotIn .18s ease-out}@keyframes scambotIn{from{opacity:0;transform:translateY(8px) scale(.98)}to{opacity:1;transform:none}}
.scambot-head{background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;padding:13px 14px;display:flex;justify-content:space-between;align-items:center}.scambot-head>div{display:flex;gap:10px;align-items:center}.scambot-head-avatar{width:39px;height:39px;border-radius:50%;background:#fff;display:grid;place-items:center;overflow:hidden;border:2px solid var(--orange)}.scambot-head-avatar img{height:31px;width:auto}.scambot-head strong{display:block}.scambot-head small{display:block;color:#bfd0e1;font-size:.72rem}.scambot-close{border:0;background:rgba(255,255,255,.12);color:#fff;width:34px;height:34px;border-radius:50%;font-size:1.35rem;line-height:1}
.scambot-safety{background:#fff4ec;border-bottom:1px solid #ffd7bf;padding:9px 13px;font-size:.72rem;line-height:1.4;color:#75401f}.scambot-safety strong{color:var(--navy)}
.scambot-messages{padding:14px;overflow:auto;background:#f7f9fc;display:flex;flex-direction:column;gap:12px}.scambot-message{display:flex;gap:8px;align-items:flex-start}.scambot-message.user{justify-content:flex-end}.scambot-avatar{width:30px;height:30px;flex:0 0 auto;border-radius:50%;background:#fff;border:1px solid var(--line);display:grid;place-items:center;overflow:hidden}.scambot-avatar img{height:25px;width:auto}.scambot-bubble{max-width:86%;background:#fff;border:1px solid var(--line);border-radius:14px 14px 14px 4px;padding:11px 12px;box-shadow:0 4px 12px rgba(7,28,51,.04);font-size:.82rem;color:#405367;line-height:1.5}.scambot-bubble>strong{display:block;color:var(--navy);font-size:.86rem;margin-bottom:5px}.scambot-copy strong{display:inline;color:var(--navy);font-size:inherit}.scambot-bubble small{display:block;margin-top:9px;padding-top:8px;border-top:1px solid #edf1f5;color:#7a8897;font-size:.69rem;line-height:1.4}.scambot-message.user .scambot-bubble{background:var(--navy);color:#fff;border-color:var(--navy);border-radius:14px 14px 4px 14px}
.scambot-actions{display:flex;flex-wrap:wrap;gap:6px;margin-top:9px}.scambot-action,.scambot-source{display:inline-flex;align-items:center;gap:4px;border-radius:9px;padding:7px 9px;background:var(--orange);color:#fff;font-size:.7rem;font-weight:900;line-height:1.2}.scambot-action.soft,.scambot-source{background:#edf3f8;color:var(--navy)}.scambot-source:hover,.scambot-action:hover{filter:brightness(.98);transform:translateY(-1px)}
.scambot-quick{padding:8px 10px;display:flex;gap:6px;overflow-x:auto;background:#fff;border-top:1px solid var(--line)}.scambot-quick button{white-space:nowrap;border:1px solid var(--line);background:#fff;color:var(--navy);padding:7px 9px;border-radius:999px;font-size:.68rem;font-weight:800}.scambot-quick button:hover{border-color:#ffb282;background:#fff6f0}
.scambot-form{padding:9px 10px;background:#fff;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr auto;gap:7px}.scambot-form input{min-width:0;border:1px solid var(--line);border-radius:11px;padding:10px 11px;outline:none;color:var(--ink);font-size:.8rem}.scambot-form input:focus{border-color:#ff9a61;box-shadow:0 0 0 3px rgba(255,91,0,.09)}.scambot-form button{border:0;background:var(--orange);color:#fff;border-radius:10px;padding:0 12px;font-weight:900;font-size:.76rem}
.scambot-foot{padding:7px 11px;background:#fff;display:flex;justify-content:space-between;gap:8px;color:#8795a5;font-size:.64rem}.scambot-foot a{font-weight:900;color:var(--orange)}
.scambot-home{background:linear-gradient(135deg,#061a30 0%,#0a3155 66%,#11426f 100%);color:#fff}.scambot-home-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);gap:38px;align-items:center}.scambot-home h2{color:#fff;margin:13px 0 10px;font-size:clamp(1.9rem,3.2vw,3rem)}.scambot-home p{color:#cbd9e7;max-width:640px}.scambot-home .eyebrow{color:#fff}.scambot-home-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.scambot-preview{background:#fff;border-radius:22px;overflow:hidden;box-shadow:0 24px 70px rgba(0,0,0,.28);color:var(--ink)}.scambot-preview-head{display:flex;align-items:center;gap:11px;background:var(--orange);padding:14px;color:#fff}.scambot-preview-head .scambot-head-avatar{border-color:#fff}.scambot-preview-body{padding:18px;display:grid;gap:10px}.scambot-preview-q{border:1px solid var(--line);border-radius:13px;padding:10px 12px;display:flex;justify-content:space-between;gap:10px;align-items:center;font-size:.82rem;color:#536477}.scambot-preview-q b{color:var(--navy)}.scambot-preview-q span{color:var(--orange);font-weight:900}
.scambot-page-hero{background:linear-gradient(145deg,#05182b 0%,#0a2a4b 62%,#103b65 100%);color:#fff;padding:54px 0}.scambot-page-grid{display:grid;grid-template-columns:minmax(0,.75fr) minmax(470px,1.25fr);gap:36px;align-items:start}.scambot-page-intro h1{font-size:clamp(2.4rem,4.6vw,4.6rem);line-height:1;letter-spacing:-.04em;margin:17px 0}.scambot-page-intro p{color:#d4e0ec;font-size:1.04rem}.scambot-safe-list{margin:22px 0 0;padding:0;list-style:none;display:grid;gap:9px}.scambot-safe-list li{display:flex;gap:9px;color:#d8e5f1;font-size:.88rem}.scambot-safe-list li:before{content:'✓';width:22px;height:22px;border-radius:50%;background:rgba(255,91,0,.22);color:#ff9b61;display:grid;place-items:center;font-weight:900;flex:0 0 auto}.scambot-full{background:#fff;color:var(--ink);border-radius:22px;overflow:hidden;box-shadow:0 28px 80px rgba(0,0,0,.28);display:grid;grid-template-rows:auto minmax(340px,58vh) auto auto}.scambot-full .scambot-head{padding:15px 17px}.scambot-full .scambot-messages{min-height:360px}.scambot-full .scambot-form{padding:12px}.scambot-full .scambot-form input{font-size:.9rem;padding:12px}.scambot-full .scambot-quick{padding:10px 12px}.scambot-use-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.scambot-use-card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:18px}.scambot-use-card span{width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900;margin-bottom:12px}.scambot-use-card h3{margin:0 0 7px;color:var(--navy);font-size:1rem}.scambot-use-card p{margin:0;color:var(--muted);font-size:.86rem}.scambot-limit{background:#fff4ec;border:1px solid #ffd7bf;border-radius:17px;padding:18px;color:#75401f}.scambot-limit strong{color:var(--navy)}
@media(max-width:980px){.scambot-home-grid,.scambot-page-grid{grid-template-columns:1fr}.scambot-use-grid{grid-template-columns:repeat(2,1fr)}.scambot-page-grid .scambot-full{order:2}.scambot-nav-btn{display:none!important}}
@media(max-width:650px){.scambot-widget{right:12px;bottom:12px}.scambot-launcher{min-width:auto;padding-right:10px}.scambot-launcher i{display:none}.scambot-panel{right:0;bottom:60px;width:calc(100vw - 24px);height:min(660px,calc(100vh - 92px))}.scambot-use-grid{grid-template-columns:1fr}.scambot-home-grid{grid-template-columns:1fr}.scambot-full{grid-template-rows:auto minmax(300px,55vh) auto auto}.scambot-page-hero{padding:42px 0}}

/* v2.0 email verification */
.otp-code{font-size:1.55rem;letter-spacing:.35em;text-align:center;font-weight:800;max-width:320px}
.profile-otp-actions{display:flex;gap:10px;flex-wrap:wrap}
.notice-bar{background:#fff7ed;color:#7a2e00;padding:10px 18px;font-size:.9rem;text-align:center;border-bottom:1px solid #fed7aa}

/* v2.2 customer profile authentication */
.profile-auth-card{width:min(600px,100%);max-height:min(760px,calc(100vh - 36px));overflow:auto}
.profile-auth-eyebrow{display:block;color:var(--orange);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}
.profile-auth-intro{color:var(--muted);font-size:.92rem;line-height:1.55;margin:0 0 16px}
.profile-choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:6px 0 16px}
.profile-choice{appearance:none;border:1px solid var(--line);background:#fff;border-radius:16px;padding:20px;text-align:left;display:grid;gap:5px;cursor:pointer;transition:.18s ease;color:var(--navy)}
.profile-choice:hover{border-color:#ff9c64;box-shadow:0 12px 30px rgba(7,28,51,.10);transform:translateY(-1px)}
.profile-choice-icon{width:42px;height:42px;border-radius:12px;background:#fff0e8;color:var(--orange);display:grid;place-items:center;font-size:1.35rem;font-weight:900;margin-bottom:5px}
.profile-choice strong{font-size:1.02rem}.profile-choice small{font-size:.76rem;color:var(--muted);font-weight:700}
.profile-auth-safety{background:#f7fafc;border:1px solid var(--line);border-radius:12px;padding:11px 13px;color:#60758a;font-size:.76rem;line-height:1.45;margin:0}
.profile-auth-links{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:-2px}
.text-link{appearance:none;border:0;background:transparent;padding:0;color:var(--orange);font:inherit;font-size:.82rem;font-weight:800;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.text-link:hover{color:var(--navy)}
.password-rules{background:#f7fafc;border:1px solid var(--line);border-radius:11px;padding:10px 12px;color:#60758a;font-size:.75rem;line-height:1.45}
@media(max-width:560px){.profile-choice-grid{grid-template-columns:1fr}.profile-auth-card{padding:20px}.profile-auth-links{display:grid;gap:8px}.text-link{text-align:left}}

/* v2.4 go-live additions */
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}.skip-link:focus{left:16px;top:16px;width:auto;height:auto;z-index:9999;background:#fff;color:#06223b;padding:10px 14px;border-radius:8px;box-shadow:0 8px 28px rgba(0,0,0,.18)}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact-card{height:100%}.trust-list{display:grid;gap:12px}.trust-list li{line-height:1.55}.launch-note{background:#f6f9fc;border:1px solid #d9e3ee;border-radius:14px;padding:18px}.ad-slot>div{display:grid;gap:6px}.ad-slot .ad-placeholder-copy{display:none}
@media(max-width:850px){.contact-grid{grid-template-columns:1fr}}